Motor Insurance

Offer value-for-money cover to protect you against any loss of or damage to your motor vehicle due to an accident, theft, or fire. We also offer third-party liability.

categories of cover:

a) Comprehensive

b) Third Party, Fire and Theft

c) Third Party Only

Domestic Package

Covers both buildings and contents of private /domestic buildings and their contents while in the said houses against Fire and allied perils as well as theft following forcible and violent entry/exit or threat of violence.

Fire Insurance

The standard fire policy covers loss or damage to property insured as a result of fire, lightning, or explosion – brought about by gas used for domestic purposes. This kind of fire cover is, however, limited in scope and is therefore extended to cover other perils (now known as special perils) such as: Impact Damage, Bursting of Pipes, Floods, Earthquakes, and Aircraft.

Burglary

Covers theft from buildings following forcible and violent entry/exit or threat of violence.

Marine Insurance

Marine Insurance covers goods being transported by sea or by air against perils incidental to such transits. This cover attaches from the time the goods leave at the port of loading, continues during the ordinary course of transit, and terminates upon delivery at the final destination, or on expiry 6 days after discharge from the carrying vessel. This policy is suitable for Importers and Exporters.

All Risk Insurance

This policy covers an insured property whilst at any location within the territorial limits stated in the policy. It covers fire, theft, or any other misfortune subject to certain exclusions such as a mechanical or electrical breakdown. It is suitable for office equipment such as computers, photocopiers, calculators, fax machines.

Fidelity guarantee

Covers loss of money, goods, or stock belonging to the insured resulting from dishonest acts of his/her employee(s) in the course of executing their duties. It also extends to cover goods held in trust by the Insured.

Life Insurance

A cover to protect beneficiaries or insured against financial impacts that may result from the death or permanent disability of an insured.

Medical expenses

A contract that requires health insurer to pay some or all of health care costs in exchange for a premium.

Good in transit insurance

Provides compensation to the owner of goods should the same be damaged or lost whilst in transit on road or rail. Either the owner of the goods being transported or the carrier of the goods can take out this policy.

Funeral Cover

A policy designed to cover your funeral, burial, and other end-of-life expenses.

Professional indemnity

Cover for the financial consequences of neglect, error or omission by the professional or firm taking out the policy.

Money Insurance

Covers loss, destruction or damage to your money whilst:

In Transit

In Premises – during & out of business hours

In the hands of salesmen

In the hand of Directors

Damage to safe or strong room following theft or an attempted theft