SELF-MF-LOGO

Mkulima Loan

Supporting the backbone of agriculture — this loan empowers smallholder farmers and agri-based MSMEs with the working capital they need to run and grow their businesses. It serves farmers, agro-dealers, processors, and off-takers engaged in crop farming, horticulture, floriculture, and livestock production. For crop production, the Fund focuses on smallholder farmers organized under groups or associations, ensuring collective growth and sustainability.

1

Purpose

To assist small holder farmers, micro, small and medium agricultural enterprises (MSME’S) with day to day working capital needs.

2

Target

Small holder farmers, Agro dealers, Processors, off takers dealing with Farming (food crops, cash crops, horticulture, floriculture), livestock keeping (Poultry, dairy farming, Piggery farming) etc.


NOTE: For crops production the Fund will focus on small holder farmers under a certain umbrella or group.

3

Loan Features

  • Loan Term: Up to 24 Months.
  • Repayment: Monthly/ balloon depending on nature of business
  • Loan Amount: Up to TZS. 1 Billion
Initial requirements to submit for loan assessment

Proprietorship Firm

Valid Business license.
Business Registration (where applicable)
TIN Certificate
Income Tax Clearance
Proof of ownership
Audited/management books of accounts (where applicable)

Limited Liability Company

Business license (MINISTRY OF INDUSTRY AND TRADE)
Certificate of incorporation ( BRELA)
Memorandum/ Article of Association
Company TIN Certificate
Tax Clearance certificate
Board/Director/ Management Committee Resolution to borrow
Income Tax Clearance
Audited/management books of accounts (where applicable)

Partnership Firm

Partnership deed
Business Registration
Certificate of Registration
Memorandum/ Article of Association
Partnership Resolution to borrow
Company TIN Certificate
Partnership Resolution to borrow
Income Tax Clearance
 Audited/management books of accounts

Farmers without licenses ( eg livestock keepers)

Physical visiting report [pictures, location]
Letter of confirmation of local government
Security coverage of 125%
Apply NOW

Location

Barack Obama Drive, Plot No. 20, House No. 43

Contact Us

+255 (0) 222 211 880

About Us

SELF Microfinance Fund offers nationwide financial inclusion support through affordable loans, training, and insurance for individuals, MSMEs, and institutions.
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