SELF-MF-LOGO

Mkulima Loan

Supporting the backbone of agriculture — this loan empowers smallholder farmers and agri-based MSMEs with the working capital they need to run and grow their businesses. It serves farmers, agro-dealers, processors, and off-takers engaged in crop farming, horticulture, floriculture, and livestock production. For crop production, the Fund focuses on smallholder farmers organized under groups or associations, ensuring collective growth and sustainability.

1

Purpose

To assist small holder farmers, micro, small and medium agricultural enterprises (MSME’S) with day to day working capital needs.

2

Target

Small holder farmers, Agro dealers, Processors, off takers dealing with Farming (food crops, cash crops, horticulture, floriculture), livestock keeping (Poultry, dairy farming, Piggery farming) etc.


NOTE: For crops production the Fund will focus on small holder farmers under a certain umbrella or group.

3

Loan Features

  • Loan Term: Up to 24 Months.
  • Repayment: Monthly/ balloon depending on nature of business
  • Loan Amount: Up to TZS. 1 Billion
Initial requirements to submit for loan assessment

Proprietorship Firm

Valid Business license.
Business Registration (where applicable)
TIN Certificate
Income Tax Clearance
Proof of ownership
Audited/management books of accounts (where applicable)

Limited Liability Company

Business license (MINISTRY OF INDUSTRY AND TRADE)
Certificate of incorporation ( BRELA)
Memorandum/ Article of Association
Company TIN Certificate
Tax Clearance certificate
Board/Director/ Management Committee Resolution to borrow
Income Tax Clearance
Audited/management books of accounts (where applicable)

Partnership Firm

Partnership deed
Business Registration
Certificate of Registration
Memorandum/ Article of Association
Partnership Resolution to borrow
Company TIN Certificate
Partnership Resolution to borrow
Income Tax Clearance
 Audited/management books of accounts

Farmers without licenses ( eg livestock keepers)

Physical visiting report [pictures, location]
Letter of confirmation of local government
Security coverage of 125%
Apply NOW

Location

Barack Obama Drive, Plot No. 20, House No. 43

Contact Us

+255 (0) 222 211 880

About Us

SELF Microfinance Fund offers nationwide financial inclusion support through affordable loans, training, and insurance for individuals, MSMEs, and institutions.
Salaam za Pongezi
Salaam za Pongezi
Salaam za Pongezi
Salaam za Pongezi
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