SELF-MF-LOGO
  • start growing today

    Mkulima
    Loan

    Boost your agricultural growth with the Mkulima Loan.
    Register Now
  • start growing today

    Biashara
    Loan

    Empower your business with accessible financing through the Biashara Loan.
    Register Now
  • start growing today

    Kilimo
    Loan

    Empower your agribusiness with the Kilimo Loan.
    Register Now
  • start growing today

    Mtaji
    Loan

    Strengthen your business capital with the Mtaji Loan.
    Register Now
  • start growing today

    Nishat Safi/Mbadala
    Loan

    Power your home or business with affordable clean energy through the Nishati Safi/Mbadala Loan.
    Register Now
  • start growing today

    Mshahara
    Loan

    Strengthen your business capital with the Mtaji Loan.
    Register Now
  • start growing today

    Imarika
    Loan

    Strengthen your economic well-being with the Imarika Loan.
    Register Now
  • start growing today

    Hati Malipo
    Loan

    Unlock quick financial support with the Hati Malipo Loan.
    Register Now
  • start growing today

    Makazi
    Loan

    Build or improve your home with the Makazi Loan.
    Register Now

Mission

We give people a working opportunity through provision of affordable microfinance services.

Vision

We are a leading microfinance institution transforming people’s lives

Core Values

Integrity, Team work, Innovation
Customer focused, Accountability

News & Events

Salaam za Pongezi
Salaam za Pongezi
Salaam za Pongezi
Salaam za Pongezi

25

Years Of
Experience

ABOUT US

SELF Microfinance Fund (SELF MF) is a government-owned institution under the Ministry of Finance that promotes financial inclusion and entrepreneurship across Tanzania. It provides affordable loans, capacity-building, and insurance services to individuals, MSMEs, and institutions through direct and partner-based financing.

What We Do

Our Services & Products

Wholesale Lending

Kilimo loan

Empowering growth across the agriculture sector — this loan is designed to meet diverse financial needs of farmers, agribusinesses, and other value chain actors. Through our trusted partners, including Commercial Banks, Community Banks, Microfinance Banks, Microfinance Institutions, SACCOS, and AMCOS, we make financing more accessible, impactful, and sustainable. summarize
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Biashara loan

Supporting entrepreneurs who empower others — this loan bridges financing and working capital gaps for institutions engaged in lending activities. Through our network of trusted partners, including Commercial Banks, Community Banks, Microfinance Banks, Microfinance Institutions, and SACCOS, we help strengthen access to finance and promote inclusive growth
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Retail Lending

Imarika Loan

Driving business growth and sustainability — this loan empowers Small and Medium Enterprises (SMEs) to meet their daily working capital needs and acquire essential assets to boost operations. It supports MSMEs across all forms — companies, partnerships, and sole proprietorships — helping them grow, compete, and thrive
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Mtaji Loan

Empowering Micro, Small, and Medium Enterprises (MSMEs) to grow and thrive — this loan is designed to meet their daily working capital needs and enable them to acquire essential assets that strengthen and expand their operations. It supports all types of business entities, including companies, partnerships, and sole proprietorships
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Mkulima Loan

Supporting the backbone of agriculture — this loan empowers smallholder farmers and agri-based MSMEs with the working capital they need to run and grow their businesses. It serves farmers, agro-dealers, processors, and off-takers engaged in crop farming, horticulture, floriculture, and livestock production. For crop production, the Fund focuses on smallholder farmers organized under groups or associations, ensuring collective growth and sustainability
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Hati Malipo Loan

Turning opportunities into growth — this loan supports individuals and organizations in meeting their working capital needs against verified Purchase Orders (POs). It is tailored for vetted suppliers and procuring entities, ensuring smooth business operations and timely delivery
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Makazi Loan

Enhancing living standards — this loan helps homeowners who may not have upfront funds to improve, renovate, or repair their houses, ensuring safer, more comfortable, and better-quality homes for their families
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Nishati Safi/Mbadala Loan

Powering a sustainable future — this loan is designed to support individuals, businesses, and institutions investing in clean and renewable energy solutions such as solar systems, biogas, and energy-efficient technologies. It enables access to affordable financing for greener, cleaner, and more sustainable energy use — even without upfront capital
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Mshahara Loan

Improving everyday lives — this loan helps employees meet their personal and household needs, from purchasing goods and acquiring assets to financing higher education. It is tailored for salaried staff with stable income, whether in permanent or contract employment within central or local government institutions
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Microleasing for Mobile coffee shops

Brewing opportunities for young entrepreneurs — this loan enables youth to access financing for purchasing mobile coffee shops, empowering them to start and grow sustainable coffee businesses without the need for large upfront capital
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Boresha (Cluster) Loan

Uniting Entrepreneurs, Strengthening Communities, This loan is designed to empower groups of micro-entrepreneurs operating within the same or nearby locations. These entrepreneurs may run similar or diverse businesses, but share one common goal — growth
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Insurance & Capacity Building

General Insurance

General Insurance is a type of insurance that provides financial protection against losses other than those covered by life insurance. It covers assets, liabilities, and health — protecting individuals and businesses from unexpected financial risks caused by events such as accidents, natural disasters, theft, or illness.
Main Components of General Insurance
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Life Insurance

Life Insurance is a type of insurance that provides financial protection to beneficiaries upon the death of the insured person or after a specified period. Its main purpose is to ensure financial security for dependents, cover debts, or serve as a savings and investment tool.
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Capacity Building

Uniting Entrepreneurs, Strengthening Communities, This loan is designed to empower groups of micro-entrepreneurs operating within the same or nearby locations. These entrepreneurs may run similar or diverse businesses, but share one common goal — growth
Learn More
300 B
Amount Disbursed
389
Beneficiaries Reached
K
97
Happy Clients
%
  • “SELF imetoa mkopo kwa kasi ambayo hatukutarajia. Mtaji wetu umeongezeka, tumeongeza
    tawi jipya, uzalishaji umeimarika, na tumewaajiri wafanyakazi zaidi. Hata wateja wetu
    wameongezeka.”

    Teddy R. Mchome

  • “Nilipoanza nilikuwa nafuga kuku 400 na nilipata trei 12 kwa siku. Baada ya kuwezeshwa na
    SELF sasa nafuga kuku 1,200 na uzalishaji umeongezeka hadi trei 35 kwa siku.”

    Teddy
    Mtinangi

Location

Barack Obama Drive, Plot No. 20, House No. 43

Contact Us

+255 (0) 222 211 880

About Us

SELF Microfinance Fund offers nationwide financial inclusion support through affordable loans, training, and insurance for individuals, MSMEs, and institutions.
Salaam za Pongezi
Salaam za Pongezi
Salaam za Pongezi
Salaam za Pongezi
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