SELF Microfinance Fund (SELF MF) is a government-owned institution under the Ministry of Finance that promotes financial inclusion and entrepreneurship across Tanzania. It provides affordable loans, capacity-building, and insurance services to individuals, MSMEs, and institutions through direct and partner-based financing.
What We Do
Our Services & Products
Wholesale Lending
Kilimo loan
Empowering growth across the agriculture sector — this loan is designed to meet diverse financial needs of farmers, agribusinesses, and other value chain actors. Through our trusted partners, including Commercial Banks, Community Banks, Microfinance Banks, Microfinance Institutions, SACCOS, and AMCOS, we make financing more accessible, impactful, and sustainable. summarize
Supporting entrepreneurs who empower others — this loan bridges financing and working capital gaps for institutions engaged in lending activities. Through our network of trusted partners, including Commercial Banks, Community Banks, Microfinance Banks, Microfinance Institutions, and SACCOS, we help strengthen access to finance and promote inclusive growth
Driving business growth and sustainability — this loan empowers Small and Medium Enterprises (SMEs) to meet their daily working capital needs and acquire essential assets to boost operations. It supports MSMEs across all forms — companies, partnerships, and sole proprietorships — helping them grow, compete, and thrive
Empowering Micro, Small, and Medium Enterprises (MSMEs) to grow and thrive — this loan is designed to meet their daily working capital needs and enable them to acquire essential assets that strengthen and expand their operations. It supports all types of business entities, including companies, partnerships, and sole proprietorships
Supporting the backbone of agriculture — this loan empowers smallholder farmers and agri-based MSMEs with the working capital they need to run and grow their businesses. It serves farmers, agro-dealers, processors, and off-takers engaged in crop farming, horticulture, floriculture, and livestock production. For crop production, the Fund focuses on smallholder farmers organized under groups or associations, ensuring collective growth and sustainability
Turning opportunities into growth — this loan supports individuals and organizations in meeting their working capital needs against verified Purchase Orders (POs). It is tailored for vetted suppliers and procuring entities, ensuring smooth business operations and timely delivery
Enhancing living standards — this loan helps homeowners who may not have upfront funds to improve, renovate, or repair their houses, ensuring safer, more comfortable, and better-quality homes for their families
Powering a sustainable future — this loan is designed to support individuals, businesses, and institutions investing in clean and renewable energy solutions such as solar systems, biogas, and energy-efficient technologies. It enables access to affordable financing for greener, cleaner, and more sustainable energy use — even without upfront capital
Improving everyday lives — this loan helps employees meet their personal and household needs, from purchasing goods and acquiring assets to financing higher education. It is tailored for salaried staff with stable income, whether in permanent or contract employment within central or local government institutions
Brewing opportunities for young entrepreneurs — this loan enables youth to access financing for purchasing mobile coffee shops, empowering them to start and grow sustainable coffee businesses without the need for large upfront capital
Uniting Entrepreneurs, Strengthening Communities, This loan is designed to empower groups of micro-entrepreneurs operating within the same or nearby locations. These entrepreneurs may run similar or diverse businesses, but share one common goal — growth
General Insurance is a type of insurance that provides financial protection against losses other than those covered by life insurance. It covers assets, liabilities, and health — protecting individuals and businesses from unexpected financial risks caused by events such as accidents, natural disasters, theft, or illness. Main Components of General Insurance
Life Insurance is a type of insurance that provides financial protection to beneficiaries upon the death of the insured person or after a specified period. Its main purpose is to ensure financial security for dependents, cover debts, or serve as a savings and investment tool.
Uniting Entrepreneurs, Strengthening Communities, This loan is designed to empower groups of micro-entrepreneurs operating within the same or nearby locations. These entrepreneurs may run similar or diverse businesses, but share one common goal — growth
“SELF imetoa mkopo kwa kasi ambayo hatukutarajia. Mtaji wetu umeongezeka, tumeongeza tawi jipya, uzalishaji umeimarika, na tumewaajiri wafanyakazi zaidi. Hata wateja wetu wameongezeka.”
Teddy R. Mchome
“Nilipoanza nilikuwa nafuga kuku 400 na nilipata trei 12 kwa siku. Baada ya kuwezeshwa na SELF sasa nafuga kuku 1,200 na uzalishaji umeongezeka hadi trei 35 kwa siku.”
Teddy Mtinangi
Location
Barack Obama Drive, Plot No. 20, House No. 43
Contact Us
+255 (0) 222 211 880
About Us
SELF Microfinance Fund offers nationwide financial inclusion support through affordable loans, training, and insurance for individuals, MSMEs, and institutions.